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Iguanasquad t1_iuipkdl wrote

Wow, can’t say something from Reddit has ever affected me so quickly. Right after reading your post I went to look at my current policy and sure enough, they’ve quietly added $20 to my monthly payment.

I promptly went to the other major companies websites for a few quotes, and sure enough I’ve already purchased a new policy almost half the monthly price my original insurance company was trying to get out of me.

So, front the bottom of my wallet, thank you u/Grayjay000

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Grayjay000 OP t1_iuj6wtz wrote

Of course! One thing with looking for quotes online; a lot of times companies won’t run reports so they’ll give you one price and then a few weeks later increase it. Be careful all MVR reports have been run and such!

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Ham_Council t1_iujeh31 wrote

Yep. MVRs are expensive and the online raters won't run them before selling a policy. They'll run it once you've paid though. If you have some shit on your driving record, they're going to find it after the fact and yoink a bunch of "discounts" they gave you up front.

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