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avalpert t1_itt9iz7 wrote

Reply to comment by Seinfeld-Lyfe in Buying a duplex…and an airplane by Seinfeld-Lyfe

It's not about the policy - it's about the risk you get hit by a bus on your way home from being fired... Or the any number of other circumstances where you die while no longer employed (which is not always a timeline you control).

It's one of those situations where even if the risk is low, the impact if it happens can be so significant that paying to insure it is just prudent.

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Seinfeld-Lyfe OP t1_itta1zq wrote

Ok. I’m not going to go and list how my life insurance works or why I don’t have to worry about it as it relates to my employer, but I am covered completely. It is a unique situation and I am lucky to have it. I’m covered from the bus, I’m cover from the airplane getting swallowed by a giant bird, I’m covered.

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