Historical_Ride4359 t1_iuir5fu wrote on October 31, 2022 at 5:15 PM

Reply to comment by trilliumsummer in Added as Authorized User by [deleted]

I’m in the mid-600s, they’re in the high 700s. I wouldn’t use the card at all, I just wanted the history benefits since my credit history is so young.

trilliumsummer t1_iuirhdh wrote on October 31, 2022 at 5:17 PM

So if you have a lot of low age accounts it'll help, but it's only 15% of your score so it will only help so much. Paying on time and not using up most of your available credit will improve your score more.