Credit building loophole. Submitted by [deleted] t3_yhvbah on October 31, 2022 at 12:23 AM in personalfinance 18 comments 0
ahj3939 t1_iufzxlh wrote on October 31, 2022 at 1:03 AM No, you don't even have to use your credit cards to build credit. In fact the less you spend, the lower your balance, the higher your credit scores. For the best possible scores just spend $5 a month on one card, and let the others sit with $0 balance. Permalink 1
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