LiveToSee22 OP t1_itww2sj wrote on October 26, 2022 at 10:03 PM

Reply to comment by [deleted] in Easiest way to take advantage of HSA/FSA plans for routine expenses by LiveToSee22

Example today. I got to the store and I buy some Claritin along with my normal stuff. Notice that Claritin is FSA/HSA qualified. Would I get a receipt for the ~$20 or so in spend and file reimbursement to save maybe $7 (we're in a state with no income tax so it's only federal)? Probably not...

For the big expenses I get but frankly I think it's a lot of little expense like this adding up and so that's why I'm looking for an easier way to spend this money if I go this direction.

[deleted] t1_itwxw8e wrote on October 26, 2022 at 10:16 PM

For an FSA the process is what your employer-provided plan says it is. If your HSA is employer-provided, same deal. I think you've probably spent more time worrying about wasting your time than actual time it would take to submit that $7 reimbursement, but, you have to decide how to value your time.