As others said, 5-6% would be nice, but not likely. The real question is why are you looking for this? If you dont have an emergency account, Ally is a fine place to park it. There's other options too that are competitive to Ally. I opened a few CDs a few years ago, at that time were highest I could find, but now my ally account is higher. The question is what are you going to be saving this money for? Do you have a fully funded 2022 IRA, and do you have a plan to fund 2023?