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ahj3939 t1_iuicp7a wrote

No. New accounts take about a month to show up on your credit report. You probably have better odds applying in short succession before that happens.

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myze551ml t1_iuidg2h wrote

While the accounts take time, new pulls show up almost immediately (a day at most); multiple pulls in a short while may result in rejections.

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ahj3939 t1_iuinpca wrote

Correct if you have 20 credit pulls in the past 7 days you might get denied.

Also keep in mind you have 3 credit reports.

I don't recommend Capital One for many reasons, least of which is they pull all 3 credit reports.

However most banks will pull 1 or 2 reports only.

Apply for Amex they are 99.9% chance of only pulling Experian, the others are a toss up but say Discover pulls your Transunion only. They you apply for Chase they might pull Transunion & Equifax only.

Most of it is luck but you could apply for 3 different credit cards and each one sees 0 recent inquiries.

Also, sometimes when you apply for for two cards with the same bank on the same day they will only do an initial credit pull

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