How old are you?

You aren’t ready to buy a house. That’s fine. You’re eager to own a house because people say renting is throwing away money. But with raising interest rates and declining property values that’s not true in the short term. You could buy a house and be underwater in a year. Ask anyone who bought a house in 2006. If they could live there till 2018 they were fine but inf they had to move in 2009 they were screwed. If you’re a full time student you don’t want to buy a house you’ll need to hold for ten years to break even if there’s a downturn.

If you’re not sure what your job will be in a year don’t buy a house. What if you get a dream job in another state? You’d be stuck with your house. Renting is buying your freedom.

Also when you rent you have certainty. Any repairs are the landlords problem. When you rent the most you have to pay for housing is your rent payment. When you own, any repairs come out of your pocket— the least you have to pay is your mortgage.