gacrux89 t1_iuex43j wrote on October 30, 2022 at 8:24 PM

We have similar incomes and I have about $7k/month coming in after taxes/insurance/social security/etc so I am assuming you do to. So if you rent something for $2500, that leaves you with $4500 for food, utilities, debt payments, cars, and everything else less essential. I would suggest that you stay put and aggressively attack your debts and then look for a new place when you can leverage all of your income because of the expensive market.

Or....One or both of you look for better paying jobs so you have more money coming in.

This sounds like sucky advice but I'm a random dude on the internet so take it all how you please.

disposable_tree OP t1_iugm0ho wrote on October 31, 2022 at 4:08 AM

Hi there! Sorry for the late reply, but I really appreciate your (not sucky) feedback!

I recently doubled my salary in the last month, but obviously am hoping to increase within the next 6 months to a year-- clearly I will not be able to double it again so soon haha. My partner is currently starting to search around for another job, looking to increase by a minimum of $10K starting. However, with that-- I cannot rely on either of these scenarios happening until they actually happen.

As for the attacking of debts, it's in the cards to pay off all of our personal debt before we even can consider a living expense of such magnitude. But again, I anticipate both of ours being paid off within the first couple months of the new year.

The way I feel is this-- yes on paper we make enough, but truly I can't help but feel like we make enough for any of these options to feel comfortable.

I think I am just having a difficult time trying to decide if my sanity is worth sacrificing for another year or so in order to save to what I would ideally like to leave with.