Thank you! I’m hoping that it would work out where we would be able to purchase our first home like that. It’s definitely a great opportunity if it works out like that.

Ideally, we always could try to find roommate(s) but there’s always that fear of ruining a friendship or something, so I personally am quite hesitant but the idea of saving so much on rent is so tempting. It’s definitely something I could consider but I’m not sure he would go for it.

As for that emergency fund, I’ll definitely get to working on that three month reserve to start. Overall, we have relatively safe jobs as he’s in medical supplies/ems/fire and I work in corporate baking/lending. I do think my job carries the higher risk but I’m not a hedge or anything quite as volatile.

Thank you again! I appreciate your advice!