>Does anyone have any advice on what I should do next?

You haven't provide any details on income, expenses, or debts.

With that the only advice is to increase your income and decrease your expenses to the minimum you need.

My first thoughts are stopping helping out other people. You are not in a position now to help anyone other than giving them a couch to stay on if they are losing their place. Financially you need every penny you can get your hands on.

Second, you probably need to sell absolutely anything you can. Things you don't use anymore. A car if you have one and can take public transportation or ride a bike instead. Plasma donation. Sell your eggs if that is something you would consider. You need to find some kind of extra job that pays daily, such as tip money. You need to get your hands on some cash now to pay your landlord some money every week until you get caught back up. If you have credit cards stop paying them. I don't say this lightly, I don't encourage anyone not to pay on their credit cards, but if it means you can keep a roof over your head, you need to do that. Credit card companies cannot evict you. They can make your life miserable, but they can't put you out on the street.

This sounds like a hair on fire situation and you need to treat it like that. Do everything you can do keep your place/find another cheaper place to live and minimum food in your belly until you can get caught back up to have some breathing room. You will probably need to work that second job for a while, which will suck (I have been there), but you need to get back to normal. Once you get your rent caught up, then focus on getting those payday loans gone before you think about touching credit card debt. Payday loans are almost as bad as long sharks, but they don't break your legs.

Cut back on all your expenses, sell things that you don't need, visit food banks, look into rent help from the city that you live in.

If you can't afford the apartment, look for a room to rent.

I would look into consolidation Loans. This may be a good way to get back on time with your rent and consolidate your other debt into one loan. Interest is gonna suck but I imagine it would be better than having multiple credit card balances. If you make too much for assistance programs I can imagine you’d be able to afford the payment.

You may find these links helpful:

• Debt
• Dealing with collections

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Selling plasma can be good for quick money. If you qualify

You need to provide more details regarding your income, debt, and living expenses. Otherwise the advice you receive will be links and super generic. Spend less than you make, cut back on all non essential expenses, and increase your income. How quickly you can do any of that depends on the numbers. Good luck.