nrj3697 OP t1_iujsoux wrote
Reply to comment by trilliumsummer in Has anyone given Ally Robo Invest a shot? looks like its pretty easy and straight forward. I use Fidelity brokerage accounts and Roth IRA's but im curious of how well the robo works by nrj3697
Yeah and 30 percent really isn't bad for what I want it for. It earns 2.35% guaranteed. It basically puts it in thier HYSA and the rest is invested
trilliumsummer t1_iujysgg wrote
Guaranteed for how long? Because I've had their HYSA for years and while it's up there now, there were years it was only getting half a percent.
nrj3697 OP t1_iujyxvh wrote
But in theory if the HYSA rate is down then your investments should be up. And vise versa. Years ago my brokerage accounts had a ton more money in them to lol
trilliumsummer t1_iuk4jua wrote
I mean, sometimes. It’s not always the case.
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