You may find these links helpful:

• Retirement Accounts
• "How to handle $"

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

What are you looking for that you are not getting at Fidelity?

Fidelity Go is essentially the same offering fwiw

So googled this (use Ally but haven't looked into it). Right off the bat it has 30% of your money in cash just earning interest. I would think for most people that's too much cash, unless you account for that appropriately.

Edit: Scrolled down, I guess there's a 2% in cash option, but that has a small fee.

More or less just curious

Ohh gotcha

Yeah and 30 percent really isn't bad for what I want it for. It earns 2.35% guaranteed. It basically puts it in thier HYSA and the rest is invested

Guaranteed for how long? Because I've had their HYSA for years and while it's up there now, there were years it was only getting half a percent.

But in theory if the HYSA rate is down then your investments should be up. And vise versa. Years ago my brokerage accounts had a ton more money in them to lol

I mean, sometimes. It’s not always the case.