More importantly, how do you feel about it?

To me it looks fine.

>How is my financial situation?

It's fine, assuming that your goal is to spend the money you currently spend and you are on-track to save for the retirement you want, with no particular savings goals.

https://www.reddit.com/r/personalfinance/wiki/commontopics

Review your financial priorities, make a budget that reflects them. That's how you evaluate your financial situation. For example, if your plan is to put a $40k down payment on a house next month, your financial situation sucks, you're not going to meet that goal. There is no arbitrary "doing good" standard for finances - you decide what good is because you decide what you want.

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What are your goals?

Retire in mid-60s? You need 15% of salary invested for retirement every month.

Buy a $350k house with 20% downpayment in two years?

Move into a luxury apartment by yourself next month?

You are in good shape right now, with your uncle subsidizing you. I commend you on taking advantage of the opportunity he is giving you to save and pay off school debt. But the only real measure of how you are doing is to look at progress toward your goals.

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Due to the number of rule-breaking comments this post was receiving, especially low-quality and off-topic comments, the moderation team has locked the post from future comments. This post broke no rules and received a number of helpful and on-topic responses initially, but it unfortunately became the target of many unhelpful comments. The original submission text is below.

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