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Werewolfdad t1_iu62icx wrote

Then don’t invest because you may have less money then than now.

Or buy something risk free like treasuries.

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SonoftheMorning OP t1_iu65wlc wrote

Thanks for the advice. I don’t believe I can use HSA funds for treasury bonds.

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Werewolfdad t1_iu665og wrote

Why not? They can be bought in any brokerage account

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SonoftheMorning OP t1_iu66jys wrote

Good point. I have not looked into it, but I assume I could do that if I moved my HSA funds from Optum to Fidelity. Through Optum, I’m limited to index funds.

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