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zffch t1_iukaoxm wrote

No, not almost everyone should. People who have a particular short term goal they are saving up cash for should. Saving for a down payment on a house or something? I bonds are great.

All my current savings goals are either less than one year (emergency savings which I might need tomorrow, summer vacation), or very long term (retirement). Neither of those are suitable for I bonds.

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[deleted] OP t1_iukb41m wrote

Idk for me the next year is a sh**show and not sure about where to invest. This way you can safely park your money while you wait for the bottom.

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