Submitted by svdeepak99 t3_yhe2kp in personalfinance
This is a continuation from the previous thread: https://www.reddit.com/r/personalfinance/comments/bc0hx3/any_appswebsites_similar_to_debitize/
Are there any apps similar to Debitize/SteadiPay?
Looks like Debitize was bought by another company & SteadiPay's website is down.
I am looking for an app/service that will allow me to auto-pay my credit card balance on the date that I choose (instead of only paying before the due date).
I own a Chase Sapphire Preferred Credit Card, and I want to setup an auto-pay which would pay all my balance before the statement closing date, so that I can reduce the usage that is being reported to the Credit Bureau. But however chase bank auto-pay only provides me an option to pay before the due date, which means if I fail to pay manually (before the statement date), my usage (if > 9%) would be reported to the Credit Bureau, which would affect my Credit Score.
So I am looking for an app/service which at least does one of the following:
- Allows me to auto-pay the full balance on my card, before the Statement Closing date (or) the date I choose.
- Automatically pays my total credit card balance whenever it crosses a threshold (> 9% in my case) I set (similar to SteadiPay).
- Allows me to use credit card like a debit card (similar to DEBX/Debitize), which pays my credit card balance (from my checking account) whenever I make a purchase using my credit card.
​
So is there any currently existing app/service, that does any of the above mentioned points?
cholley_doo2 t1_iud86lu wrote
auto-pay is going to let you down and the 3rd parties have no responsibility.
you will be the one on the hook when something goes wrong with auto pay