I have a High Deductible plan. They billed, yes, and there was a very small discount. But I had to pay the rest out of pocket. If I had known/understood they were giving me a medical exam, I would have declined and gone to America's Best.

At the time, I had no idea there were two different kinds of exams you could do, so I didn't even know enough to ask the right questions or say the right magic words.