Trick-Read-3982 t1_iugbriq wrote on October 31, 2022 at 2:36 AM

Reply to comment by Trick-Read-3982 in Car financing… tier 1 credit but finance guy says I don’t have enough credit lines?? by Happy2helpnlearn

Also, I looked at the Chase website and I’m seeing around 7% for their rates for very good credit. Looking around I see credit unions at 5-6.5%. You can do better, but you need to do legwork yourself and not expect them at the dealership will give you reasonable rates or truthful information.

Happy2helpnlearn OP t1_iugcq0i wrote on October 31, 2022 at 2:44 AM

Thanks to you and the reply above. I went into the dealership and had a pretty stress free experience with the saleswoman and the test drive. Haven’t bought a car in a long time from a dealership and forgot how sleazy the finance departments can be. Thought my credit score was enough to elevate me above bait and switch shell games.