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limitless__ t1_iuht3h9 wrote

I give dealership finance one chance to be above-board and get me a good rate. If they don't, I just go to my local bank/credit union/online service. Last time I got a loan through lightstream and had the money in the bank within 24 hours. You should be able to get around 6% with a credit score of 750+.

Do NOT get a co-signer and don't worry about credit dings.

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Happy2helpnlearn OP t1_iuhyj57 wrote

Thank you. I too gave the dealership one chance to be above-board. Never heard of light stream but I’ll be googling it. Thanks

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Happy2helpnlearn OP t1_iuizaed wrote

I’m curious about your last line. May I ask why no co-signer and why not worry about multiple pulls on my credit report when that will lower my score? Thanks

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