Gobucks21911 t1_iuc5gz2 wrote
Reply to comment by g92592 in Trying to help my friend out and see if ‘Supplement Employee Life’ & ‘Voluntary AD&D’ is worth it. by failtrashman
Plus you then have portability if/when you leave for a different position or agency. Nobody knows what the future holds health wise, regardless of profession. Get it now while it’s cheap and while you still qualify.
g92592 t1_iug3q0r wrote
These policies, I'm sure, are specific to law enforcement. The policy ends with your employment. If moving to another law enforcement agency, they will (should) offer similar at similar rates. It is not possible to take the insurance with you when your employment ends, especially to a non law enforcement position
Gobucks21911 t1_iugwcpv wrote
The supplemental life insurance will be portable if he continues to pay the premiums. It’s like any additional life insurance you choose (beyond what your employer pays for) when you start a new job.
g92592 t1_iuiva3u wrote
I don't believe so. I'm not sure where this is. Where I work it is not. Neither the life nor the AD&D are portable. When your employment ends, your insurance ends
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