racf599 t1_iuf0jiq wrote
he should buy it now, because he may have a spouse and kids later. I was not allowed to increase my life insurance through my employer a few years after my initial hire date because I had medical issues (in their opinion - I am totally fine and very unlikely to drop dead in the next 5 years before I retire). So it's better to buy it when they can't say no, just in case there is some reason they can reject you later on.
failtrashman OP t1_iuflws3 wrote
Thank you. Should he just max it out? It’s only $435.5 for the entire year for both coverage.
racf599 t1_iufxp04 wrote
I'd max it out now, and if any increases are ever offered I'd max those too
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