HopefulInformation OP t1_iy3hj6d wrote on November 28, 2022 at 1:50 PM

Reply to comment by SlateWadeWilson in Negative compounding returns by HopefulInformation

What percent do you use to factor in inflation? 3% so 4-3=1% inflation adjusted growth? Lol. I try to assume a smaller return too on the calculator bc you never know

SlateWadeWilson t1_iy3hrcq wrote on November 28, 2022 at 1:52 PM

I kind of just get curious to see where I'm at and where I'm going every four months or so. And the calculators I use all claim to account for inflation automatically. I don't know what percent they use to account for inflation though.

I assume they don't account for black swan-type events like COVID+the CARES Act though. That's a big part of why I figure no better than 4%