Mysunsai t1_iybtycr wrote on November 30, 2022 at 5:50 AM

There’s not a trick to it, if that’s what you’re asking. If your average balance in checking is increased by transferring from savings, the average balance in savings is lower by an equal amount.

Getting a better bank would solve the problem.

77thway OP t1_iybvvo7 wrote on November 30, 2022 at 6:12 AM

Thanks. Yes, I may end up closing this account. Is one of the banks that I keep for the savings rate aspect, but weighing out different variables and was thinking about different configurations. Thanks again.