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Interested_Redditor t1_iyadbyl wrote

Reply to comment by coneslayer in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997

Literally every HDHP I've ever had and I've had them since they were available, has made the contribution.

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BlackbeltKevin t1_iyaer20 wrote

This isn’t standard. Some employers contribute and others don’t. I’ve had 3 different HDHP plans and only one of the companies contributed to the HSA.

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Fraxcat t1_iyafu5c wrote

That's completely bullshit. I work for a telecommunications company with billions in revenue and a worldwide presence, and not once in 15 years have they EVER contributed A SINGLE CENT to my HSA.

A sample size of one used as the basis to tell everyone else they're wrong is asinine.

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Interested_Redditor t1_iyakk15 wrote

>A sample size of one used as the basis to tell everyone else they're wrong is asinine.

You're doing the same thing. You say you've never seen it so I'm wrong.

All I know is that it's been included in the plan documents of every HDHP I've ever had. Twice with Aetna/Payflex, I've had to call and bitch about not receiving it.

Then I got it.

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Fraxcat t1_iyalg7n wrote

Yes. Because 5+ people saying you're wrong and that it's not every HDHP plan is certainly invalidated because you called YOUR PLAN admins and they did what they said they would in YOUR DOCUMENTATION FOR YOUR PLAN.....

Meanwhile, tons of us have HDHP plans with nothing given by the employer. Maybe someone that needs this info will be smart enough to read all sides and make a decision for themselves and not just blindly accept one side or the other....but let be honest....most of Reddit is Americans (like myself).....odds are bad.

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Interested_Redditor t1_iyan0tp wrote

I guess I assumed it was every HDHP because every HDHP I've had, on/off spanning 23 years of working, has made the contribution.

The wording in my insurance documents say, specifically, "the plan will contribute....." so I just made the reasonable conclusion that the insurance plan is making these contributions and that they wouldn't be doing it unless required to do so.

Fuck me, right?

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DemDave t1_iybfzlc wrote

I've had employers who have and employers who haven't. And of those who did, the amounts have varied; my current employer only contributes $650/year, but it's been as high as $1,000.

At least the ones who haven't contributed have offered the plan with no out-of-pocket premiums.

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