edamommy_ t1_iyafyca wrote on November 29, 2022 at 11:07 PM

Reply to comment by trutheality in I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997

Same. For a family, our PPO premium increase almost entirely equals the difference in the out of pocket maximums. So even if you max out our HDHP, you still basically break even with the PPO premiums. PPO only makes sense for people at my company who see out of network specialists.

trilliumsummer t1_iybo51u wrote on November 30, 2022 at 4:52 AM

At my company the HSA eligible plan is the only one that has out of network coverage. There’s a new plan that the math says is a lot cheaper after 7 years on the HSA so I’m crossing my fingers.