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eyeofthequeentiger OP t1_iydakea wrote

Reply to comment by NoFilterNoLimits in Thought provoking question by eyeofthequeentiger

Thank you for your response! I’ve always made it goal to put at least a little above the minimum payment on my credit cards every month (I have 2 & plan to cancel one once it’s fully paid off cause interest rates are increasing)

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LOLRagezzz t1_iydb2yp wrote

don't cancel that card, just don't use it, especially if its an account you've had open for a long time

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NoFilterNoLimits t1_iydcot5 wrote

The best thing you can do for your credit is to keep it open, put a small recurring charge on it like Netflix, and set it to auto pay the balance in full every month. You’ll never pay interest and demonstrate responsible credit use.

Just check it monthly to ensure everything is working as intended. Good finances can be largely automated but should never be forgotten or ignored lest you discover a surprise too late

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