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theoriginalharbinger t1_iybj5p4 wrote

And even then, there are limits on all the elements of the coverage.

I have liability only on one car and waived collision on my other. If I'm at fault, I definitely don't get a rental.

If someone else hits me, then I'm subject to their coverage caps (15,000 min in my state). Anything beyond that I'm paying my under insured motorist deductible or having to come out of pocket.

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Milleniumfelidae OP t1_iybjfmo wrote

Well that makes sense then. Both of us were insured looking at paperwork. This insurance thing has been eye opening for me.

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