CircaSixty8 t1_iybxk9v wrote
Reply to comment by MyFreeAccount in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
Car insurance covers the car, not so much the driver. The mother and grandmother should file a claim with their car insurance. Their premium may go up, but relatively speaking, this is not a huge deal.
MyFreeAccount OP t1_iybybak wrote
The mother's insurance company claims that the accident is not covered.
CircaSixty8 t1_iyc1cvn wrote
Why did you leave that out of the original post?!
What else did you leave out? Did the kid not have a license?
Anyway, the only thing they can do is file an appeal. They may need to get a lawyer.
NoFilterNoLimits t1_iycwf7w wrote
Why wasn’t it covered? What reason did they provide?
SavingSmarterSept t1_iyc7c01 wrote
Why?
mom2angelsx3 t1_iydle9r wrote
Sounds like he was not only removed but also listed as an excluded driver, that would be the only was I see that the accident would not be covered.
[deleted] t1_iycxpnc wrote
[removed]
[deleted] t1_iydgp6j wrote
Not with kids. Usually they sign an exclusion clause because the risk is so high to get rates lowered
CircaSixty8 t1_iydjbj8 wrote
If the kid was "excluded from the insurance" OP should have said that.
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