27Believe t1_iyd1dsz wrote on November 30, 2022 at 2:28 PM

Reply to comment by JazzyJazzJaxx in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount

Why would he be an authorized driver ? He doesn’t live there or use the car regularly. If I have a friend visiting and she asks to borrow my car, I don’t add her as a driver.

debbiewith2 t1_iyf2n47 wrote on November 30, 2022 at 10:31 PM

He did live there at the time of the accident, for at least a month.

27Believe t1_iyf3xkh wrote on November 30, 2022 at 10:40 PM

Then they should have put him back on

debbiewith2 t1_iyf40vu wrote on November 30, 2022 at 10:41 PM

You better believe it!

JazzyJazzJaxx t1_iyd2fhv wrote on November 30, 2022 at 2:36 PM

“If someone doesn’t own a car, they do not have insurance” that statement was incorrect and I addressed that. Yes you wouldn’t add your friend to your insurance if they’re just borrowing your car but that’s not what my initial comment was referring to.

27Believe t1_iyd4rhk wrote on November 30, 2022 at 2:53 PM

So what auto insurance would someone who doesn’t own a car have? And why would someone who doesn’t live there or use the car regularly be on the owners insurance ?