Viewing a single comment thread. View all comments

[deleted] t1_iyd2gvt wrote

Reply to comment by MyFreeAccount in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount

I assume what happened is that he was on the insurance as a resident of the household and regular driver. When he moved, he was taken off the insurance. However, when visiting, and with permission to drive, he's still covered by whoever is insuring the car. The exception is if he was specifically barred from driving it by the policy, which is rare but does happen on occasion.

9

itsdan159 t1_iydf6xg wrote

This, though I think it can vary by state my understanding is in most lending your car to someone occasionally will still carry your policy's protection.

2