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Kirrby357 t1_iyakad1 wrote

38 is young. Depending on where you live, 44k is not great. Do you have a good driving record? Any chance at getting commercial driver license? A vocational night school to go to? Putting your name in line for a local labor/construction union? There is a lot you can do to improve your income. 2k in debt is NOT that bad. There's light at the end of the tunnel and you have plenty of time!

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MikeWPhilly t1_iyazyet wrote

I would say listen to this + Contranovae. There are a lot of union jobs that pay well from commercial drivers to even USPS (they are hiring in a lot of parts of the country). Even a state/fed job would be a good option.

As to retirement as Contranovae said it’s very easy to retire in other parts of the world.

So yes it’s a bit foolish to cash out. Focus the time towards new job opportunities.

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