Submitted by WinsomeWombat t3_z88khp in personalfinance
dcdave3605 t1_iybfyot wrote
You have a very long time to work.
Focus on improving your career prospects and therefore your income.
I was 30 and making $40k and barely had any retirement savings. I Got my masters, left my field of social work and started making 70k and now 90k by age 38.
Now I max my wife and i's retirement accounts each year and if we keep up the efforts we are making (living cheap and saving a lot) we will retire at age 50.
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