I would double check to make sure you’re not dealing with an AB trust situation.

With an AB trust half the assets would receive a step up on the survivors side while half the assets in the bypass side would not.

If you’re inheriting assets from an AB trust then that is absolutely correct that only half the assets will receive the step up.

Don’t blindly take advice from hardos on here that are quick to shit on any financial professional. They could very well be telling you correct info… but if it’s just a living trust then yeah they would be wrong lol