Hey there! I am from India but can still point certain common solutions to your debt:

1. Start doing some extra job after your regular job or in weekends. Could be anything which suits you and you are good at.

2. Attack on the loan which charges highest interest and pay it off as soon as possible.

3. Do not use any credit cards. If you still have to then keep just one and use it only during emergency like medical emergency. Do not spend money which you don't posssess. Credit card culture is designed to keep us forever in eternal debt.

4. Remove all unnecessary expenses like YouTube or Spotify premium. You can always ask your friend to share his/her subscription with you if you really need it.

5. Save may be at least 15% percent of your monthly salary and invest in safe instruments which give you return above inflation.

6. Educate yourself more in personal finances and may be talk with people who are known to be good at it.