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zwayeh t1_iy3ogiw wrote

You have $4k saved; why don't you just pay the ~$500 (or significantly less for an aftermarket cat) and the ~$700 you owe on the car, leaving you with no car payment?

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Silly_willy__ OP t1_iy6u9lp wrote

Medical reasons. I need a savings to fall back on just in case

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