I have received 3 separate payments to my WF credit account. One in September, and now two more on separate days this month. totaling ~$2k. I don't really use my Credit account ever, and have it set to autopay the full balance. I have checked all of my other accounts to verify it did not come from there.

I'm not complaining about free money but what's going on here? Do I have an anonymous benefactor? Does this require any action on my end?

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grokfinance t1_iy5eik0 wrote on November 28, 2022 at 9:45 PM

Call WF and ask. Don't touch the money. Eventually the system will get sorted out and they'll take the money back.

wander-af OP t1_iy5exai wrote on November 28, 2022 at 9:48 PM

I'm not gonna spend my time sitting on the phone to correct their mistake. I'll just not use it as normal

bendover912 t1_iy5fk4f wrote on November 28, 2022 at 9:52 PM

Better yet, spend it and be sure pay in full auto pay is still on. If they come looking for it, pay the bill. If they don't, enjoy free money.

wander-af OP t1_iy5hj0l wrote on November 28, 2022 at 10:06 PM

Sounds like my kind of plan

nothlit t1_iy5fbb0 wrote on November 28, 2022 at 9:51 PM

An anonymous benefactor seems unlikely. What seems more likely is that someone may have mistyped their account number when setting up bill payment. They're probably wondering where their payments have been going. Depending on exactly whose error it was and how long it is before somebody tries to fix it, the payments may end up getting reversed.

wander-af OP t1_iy5hn7o wrote on November 28, 2022 at 10:07 PM

Here's to hoping Elon Musk never notices his missing $2k

mistermephist0 t1_iy5g00q wrote on November 28, 2022 at 9:55 PM

You should keep your money set aside for your expenses. The bill will come due when the other party figures out they have been paying your card off. Not sure how this happened honestly, a bit strange. You should double check someone else doesn't have access to your account because I am sure this can easily turn against you.

What does it say on the payment line? Does it mention where the money is coming from? Mine says that it is coming from my bank account and shows the last 4 of my account number.

wander-af OP t1_iy5hhy7 wrote on November 28, 2022 at 10:06 PM

Nothing, just Purchase Mode: NOT AVAILABLE

I used the credit card for gas out of curiosity and it lists the location and Purchase Mode: Card Present