There are really only three options:

1. They are going into debt
2. They previously saved lots of money
3. They have some other revenue source (e.g. parents; a job you don't know about)

> Is it credit? Or super saver?

Could be either. Or bank of mom and dad. Or a trust fund.

Why don't you ask your roommate? We won't be able to provide anything more than pure speculation to your roommates motives.

I think you are comparing only incomes here. But sometimes wealth (especially in large amounts) offsets the need to have a high income job. Without knowing the other person and their spending/saving habits it easier to get into the rabbit hole of thinking how they are better off than me. It’s okay. Everyone starts at a different income and wealth level. Analyzing your own financial situation is often healthier than comparing with someone else

Yeah- I know he doesn’t get help from his parents due to them not having much.. he always talked about how hard of a worker he is and he was but lately he’s just been home and I’m wondering how this is possible. He also talks about how he’s getting a house so it really made me wonder how that is possible

Could be a lot of things. My brother lost his job and ended up spending a few years living of of his retirement savings and paying the early withdrawal penalties. I think some people just don't really think that long-term.

Thank you- I’m so bad with comparison in every aspect ((esp financial))

Yeah I agree, I just never know how people can survive off of that when I’m working 40+ hours a week just to get by but to each their own I thought I was missing something lol

It’s amazing how every just spends their time counting each others money, not realizing it’s not any of your business

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