I took out a 2.5 year loan on an $11,950 CAD/$8,900 USD 2015 Fiat 500 Abarth in 2020. I paid it off early. The total interest paid was some $750 USD/$1,000 CAD. The loan ensured I always had enough cash reserves to take care of any issues that might crop up during maintenance and mods.

It might not be a $100K USD vehicle, but man is this thing ever fun to toss around on twisty country roads! 😁