What happens when you miss rally? There are articles on this but most of hte big gains you see in stocks or investment accounts are from big single day rallies, those days where markets jump 3 or 5% after a string of losses.

You are literally trying to time the market. If it were that easy we would all be millionaires because everybody would buy stock when it is going to jump again. I literally lost a max year contribution 2 months after contributing it in 2022, I get it, But the point is we are young and you shouldn’t be looking at it that way. 401k is something you need to look 30 years down th e road. By not contributing not only are ou missing out on the match but you are missing out on compouning. So no it’s definitely not better to wait until post recession. Take a look at compounding articles and videos people really need to understand it. It’s why so many want out of SS.