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techietraveller84 t1_iy6mbli wrote

The real question is "Can you find investment opportunities that return better than 3.25%?" Yes, that is not hard. I wouldn't save, I would invest. The market is likely to go down a bit more, but many think it will start to creep up in the next 6 months. It is a good time to start watching the market.

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TyrconnellFL t1_iy6wm6b wrote

If you want to be completely safe, it’s trivial to get better than 3.25% APY in treasuries, CDs, or even some savings accounts.

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