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plantswineanddogs t1_iy96ijy wrote

Reply to comment by MonsieurVox in "You'll make more money working 3yrs at a company and then jumping to a new company negotiating a higher salary than just staying at 1 company and taking your annual raises each year" by CasualFridays047

In my experience it didn't work like that. When you left company A's insurance they provided you with a certificate of coverage. You could supply this to company B to show "yes this condition existed before I started with you BUT I was insured by somebody else at the time" and they would say okay and cover you. The pre-existing clause really hurt the uninsured.

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MonsieurVox t1_iy97abx wrote

Thanks for the insight! I started working after the ACA was law so never dealt with that directly. Sounds like if someone spent a period of time unemployed and/or uninsured and developed a chronic condition during that period, that's when they were impacted.

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