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tekela_1800and1 t1_iyattis wrote

If the assumption is you will pay all your bills, then compare interest rates.

If the assumption is you won’t be able to pay bills in future, then understand that debt you could have bankrupted on will now be taking your house.

Nothing is free!

Any more info would need income, %, etc

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Plenty-Entertainer71 OP t1_iyavcv6 wrote

I make about 48k a year my credit is in the low 800s I haven’t taken a look at any offers just a thought for now

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