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evantom34 t1_iyakuyg wrote

Most have mentioned. But i'll keep drilling it in. You do NOT make "good money" for the bay area. Full stop, i'd cut the credit cards. You've demonstrated you cannot be responsible with them. You need to first dig through to see what you're spending your money on.

The major costs for most/all are Housing, Transportation, Food. I would start there.

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