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wcshrtstop t1_iydouql wrote

Reply to comment by dwright1542 in Help! Drowning in debt. by nah_just_ocd

6 years after my Chapter 7 closing and I’ve now bought a house and Credit Score is around 730.

You are very much correct, every single payment on time or early. Extra payments, small credit card balances wiped clean monthly, etc. It is very tough but also very doable!

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exstonerchick12 t1_iydqnfd wrote

Amazing!!! Congrats on your house!

BK is a challenging road to walk down, but I’m sure you agree a much better one than the sleepless nights and hair falling out that precede making the decision. I hope posting our experiences on here shows that speedyish recovery is definitely possible and relieves a bit of the stigma 🙏

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