Regarding the RV world: RV financing tends to have higher rates than auto loans. Be wary of RV dealer financing; see if you can join a good credit union that offers RV loans. Also be aware: The RV industry had a record year in 2021, but it looks like 2022 will close out well below last year's numbers. It also appears new RV pricing will remain pretty firm. However: I suspect a drop in used RV prices is coming, as many who jumped into RVing during Covid figure out that it isn't really what they want as pandemic concerns fade, and try to sell their units. Translation: Right now is a challenging time to buy a new RV, but opportunities for good deals on used RV's may show up in the next year or so.