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Longjumping-End-3892 OP t1_iy8xgqq wrote

Reply to comment by jezzzmund in RV Financing - current interest rates by Longjumping-End-3892

Thank you for replying in a civil manner and providing meaningful advise. I am looking at a 2005 Seabreeze Lx. I would never go near a dealer…they are predatory. I was aiming for an RV payment between 350-400, but based on my research it appeared to be closer to 475 with my current specs. Hence my question.

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Werewolfdad t1_iy8zpfd wrote

Just because you don’t like the advice doesn’t mean it’s not meaningful or civil

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Longjumping-End-3892 OP t1_iy913rw wrote

I asked a specific question. I did not ask to be patronized with assumptions about poor financial management. Good day.

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20-20beachboy t1_iy946il wrote

You realize you are on a personal finance subreddit?

Go to a RV subreddit if you don’t to be told this is a bad financial decision.

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Longjumping-End-3892 OP t1_iy966ob wrote

Hardly a single person has yet to actually answer the question. The answer might be 15%, 20%, or “I don’t know” %. But the answer does not involve opinions on what is a good decision or making assumptions about my financial plans.

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RelishMule t1_iy91opb wrote

> patronized with assumptions about poor financial management.

Don't need to make assumptions. You provided the context.

> financing $35,000 with a credit score of 675 and annual income of $64k? My DTI is 40% currently

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Vast_Agency_133 t1_iy92x7j wrote

And its a 17 year old RV to boot.

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RelishMule t1_iy932x2 wrote

Good lord. "Priced to move!". Got to jump on those ASAP, deals like that don't come along that often!

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