> Why are you going up and down this thread making multiple comments about what I may or may not be able to afford?

Because you posted here asking for the advice?

> 40% DTI is with the loan.

Oh, your situation has now changed from your original post that said "My DTI is 40% currently, counting my mortgage and my student loans" which notably excludes the RV. Not sure this update would change the advice, though.

> Thanks

You are welcome!