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jcinaustin t1_iy931n6 wrote

I thought this was a comedy post. No way you should be getting an RV that costs that much. No way you will get a good rate with that credit score. Rates are way too high right now to even consider this.

EDIT: corrected typo

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Longjumping-End-3892 OP t1_iy94k9p wrote

Well, honestly, that’s why I am asking. But most people seem more keen on patronizing instead of giving an answer.

Interest rates are high right now. Known fact. I didn’t want to waste a hard pull to find out HOW high they are on RV loans for people with similar credit standing. Last year my mortgage got financed on 3.25 with exactly the same credit score and debt.

Now with the Fed hike, I was anticipating something like 10%-12% for RV loan. All in all, I won’t be paying on the loan more than a year or so. But I am also not getting a loan with some crazy 20% interest.

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try_cannibalism t1_iy9jzqt wrote

If you own your home you should just get a HELOC and buy it with that

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