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smdion t1_iyduhgg wrote

Reply to comment by nolesrule in Am I/we crazy? In need of a reality check by [deleted]

Agreed again, partially. You need to make sure your monthly mortgage is still within reality. You can have a smaller down-payment and still a healthy ratio of monthly outflow for the house.

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nolesrule t1_iyduywe wrote

What the bank is willing to lend you and what the reality is of what you can afford given all of your other priorities are 2 very different things and a lot of people lose sight of that.

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smdion t1_iydv5ev wrote

Yep. Have to be disciplined and not just go "bank says I can get this big of a home" and buy that big of a home.

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